Job: Risk Officer

Job Location

1. Kampong Cham Province = 2pts
2. Prey Veng Province = 5pts
3. Banteay Meanchey Province = 4pts
4. Kratie Province = 4pts
5. Svay Rieng Province = 1pt
6. Pursat Province = 2pts
7. Ratanakiri Province = 1pt
8. Takeo Province = 2pts
9. Preah Vihear Province = 3pts
10. Stung Treng Province = 1pt
11. Kampong Speu Province = 3pts
12. Siem Reap Province = 4pts
13. Tbong Kmum Province = 4pts
14. Koh Kong Province = 1pt
15. Otdar Meanchey Province = 3pts

Main Duties and Responsibilities

Credit Risk:

• Oversight the implementation of credit officer on credit process and procedures and policy.
• Participate in the credit committee meeting Branch Level.
• Sample check and review on credit file that assessed by credit officer by checking on credit file and on-site visit to make sure the information on credit file is accurate and reliable.
• Report of key suspect in credit file to Risk Management Department.

Operational Risk:

• Deliver and oversight the implementation of Operational Risk agenda at branch level as assigned by risk management department.
• Review Cash Management and Office Security.
• Detect possible fraud within branch.
• Coordinate with branch staff in reporting the risk event, loss incident as well as suspected fraudulent activities to risk management department.

Compliance Risk

• Sample check saving file to make sure supporting for account opening are accurate.
• Monitor on the implementation of all applicable policies, guidelines, procedures and memo to ensure the compliance rate is high.
• Ensure on time reporting all non-compliance or compliance breach to risk management department.

Key Selection Criteria and Qualification

• Bachelor/Master’s Degree or equivalent in Finance, Economics or other quantitative fields.
• At least 1 year in lending or banking service experience with a focus on MSME segments.
• Minimum of 2 years of experience as a credit officer or client advisor is desirable.
• Knowledge of work methods in credit and banking service methodology of the institution.
• Quick learner on policies, procedures and credit processes.
• Knowledge of target segment, institution’s coverage area and work zones.
• Good in English both speaking and writing is desirable.
• Good Computer literacy (Ms. Office).
• Proactive, flexible and a good team player.
• Ability on problem solving and good communication skills.
• Good behavior, highly commitment and Well-disciplined.