Credit Review:

§  Preparing the review list for all loan customers and tracking review dates

§  Attending to the existing loan customers for enquires.

§  Gathering the updated information from the customers

§  Assessing and reviewing of customer’s business performance and industry trends upon review

§  Conducting facilities review for management’s approval

§  Conducting credit risk rating

§  Checking the correspondence regarding the reviewed facilities

Credit Control:

§  Controlling security items

§  Checking the securities checklist

§  Checking the reports sent by credit clerk (daily report, month end report, NBC report, etc)

§  Controlling on the monthly payment of interest, commitment fee, instalment and other bank’s loan fee

§  Checking the smooth operation of the exiting Smart bank system and assisting in FlexCube system upgrading.

§  Maintaining an accurate credit database by ensuring customer records and transactions are recorded/ processed on the system in a timely and accurate manner.

§  Maintaining appropriate records, files and documentation in accordance with guidelines and Policy in support of all credit facilities

§  Bachelor's degree in business administration or related field

§  2-3 years of experience in loan processing at Commercial Banks

§  Good verbal and written communication skills in English. Verbal and/or written Chinese Mandarin is an advantage.

§  Strong analytical

§  Ability to work well autonomously and as part of a team

§  Ability to read and interpret commercial credit bureaus, analyze trade experience, and utilize external financial resources to underwrite credit requests

§  Proficient working knowledge of Windows and Excel

§  Typing skills required

§  Phone etiquette skills required

§  Strong customer service skills