§ Prepare loan applications and pass to Senior Officer for checking before submitting to Management for Approval.
§ Credit Control & Preparing reports (daily report, loan movement report, loan classification, month end report, NBC report, etc).
§ Monitoring and informing customer on repayments
§ Detecting any warning signs of an impeding problematic accounts
§ Checking daily OD/ Loan report to ensure that there is no error occurred and overdue customer.
§ Credit Processing& Credit Documentation
§ Preparing Legal Documents (Letter of Offer, Loan Contract, Mortgage Agreement and other Security Documents) for signing after loan approval. All legal documents must be passed to supervisors for checking before submitting to Head of Credit and Branch Manager.
§ Processing the registration of charge on title deed and checking the securities whether they are legally applied to prevent the risks in the case of defaults.
§ Working directly with Sangkat, Khan and Cadastral Offices for Title deed registration. Processing the claim from customer after completion of title deed registration. § Preparing the necessary paper work for loan release after completion of legal registration of title deed.
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